FAQs
What type of loans do you offer?
We have three main products:
- Personal loans – For school fees, medical expenses, holidays, motor vehicle purchases, and land purchases.
- Business loans – For working capital and asset financing.
- LPO and Contract financing – Advance funds to fulfil contractual obligations.
What is the maximum loan amount?
We offer loans up to UGX 50,000,000.
How do I qualify for a loan?
To qualify, complete our simple application form and provide a copy of your national ID along with collateral worth the loan amount and interest, such as a vehicle logbook or land title. Business entities need to provide valid business registration documents and permits. The most important factor is your ability to repay.
What is the process for applying for a loan?
Our process is as simple as 1-2-3.
- Apply for a loan
- We process your application fast
- Once approved, you receive the money immediately.
What are the interest rates and fees?
The interest and processing fees depend on the type of loan. All this is disclosed at application. Call/WhatsApp 0200 920888, or email hello@deltacash.ug, or visit us at Naalya Heights, Naalya, Kampala – Uganda and one of our loan officers will assist you.
How long will it take to approve my loan?
Our turnaround time is 12 hours from application to disbursement.
Can I apply for a loan online?
Yes, you can complete the application process online and only visit the office to deliver the collateral. Contact us via WhatsApp 0200 920888 or email hello@deltacash.ug and get started.
What type of collateral do you accept for a loan?
We accept vehicle logbooks in the name of the borrower.
How will I receive the money I have requested?
You can repay your loan via cash deposit, electronic transfer or mobile money to our bank account.
How do I repay my loan?
We will transfer the funds to your bank account or send mobile money to your given number.
What happens if I cannot repay my loan on time?
If you cannot repay your loan on time, you can request an extension. Get in touch early enough so we can discuss accordingly.
Why should I choose Delta Cash?
Our clients are our most valuable assets. Our loan application process is simple, and you can get your money within 12 hours of reaching out to us. We provide a personalised service and assign a dedicated relationship manager to ensure a hassle-free process.
How safe is my information?
Your information is safe with us. We do not share our client’s information with third parties.
Do you provide unsecured loans?
No, we do not provide unsecured loans. All our loans and cash advances must be secured by collateral.
Are there any hidden or recurring fees?
There are no hidden or recurring fees. We conduct our business with transparency and integrity and all charges are included in our contracts and on your invoice.
What are your operational hours?
We are open on Monday to Friday, from 8:00am to 5:00pm, and Saturday from 9:00am to 1:00pm. Our office is closed on Sundays & public holidays, though you can still call or WhatsApp us.